Best Final Expense Insurance Companies

When it comes to finding a final expense policy that meets your needs, it’s important to compare policies from several different insurance companies to find the best match. Here are the top 5 final expense insurance companies you can find a policy with.

Mutual of Omaha

Mutual of Omaha has an A+ rating with AM Best. Their specific funeral expense policy is called “Living Promise,” and is considered to be the best policy on the market. Mutual of Omaha also has some of the lowest premiums compared to other insurance companies.


Aetna is a company that has been around since 1853 and has an A rating with AM Best. They can offer coverage to seniors as old as 89-years-old and will approve applicants even with high-risk health conditions.

Royal Neighbors of America

Royal Neighbors of America have been around since 1895 and have maintained an A rating with AM Best. This company will accept individuals with health issues, include additional member benefits to their policyholders, and have competitive rates.

Foresters Financial

Foresters Financial currently has an A rating with AM Best. This company is listed in our top five as they have quick approval, competitive rates, and accept many health conditions among seniors who are considered high risk.


Transamerica makes up our top five as they come in with an A rating with AM Best. They offer three different plans, two of them going by the name of Immediate Solution and the other one named Easy Solution. Your health will determine which type of plan you will qualify for.

Learn More About Your Options Today

Want to learn more about the final expense options available to you? Reach out to us today! We can help you compare quotes with different insurance companies to find a plan that works for you at the right price.

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